PLANNING FEES
We've chosen an hourly/project-based model for transparency and flexibility for you as a client. You pay only for the advice and work you need, with no long-term commitments or hidden fees. We'll outline the scope of work and provide a detailed quote so you can decide what's best for you.
* All plan levels include a Life Plan and a Health Plan.
* If you are a veteran, active-duty military, police officer, or fireman, please reach out for discounts on planning needs. We appreciate you!
Estimate Your Fees
Why Hourly and Advice-Only?
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Transparency and Fairness: You pay only for the hours you use. You see exactly where your money goes, ensuring you get what you pay for.
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Accessibility: Financial advice should be for everyone. This model means even those with smaller savings or just starting out can afford expert advice.
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Custom Fit: Everyone's situation is different. You can choose exactly how much advice you need, whether it's for a one-time decision or ongoing guidance.
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Purely in Your Interest: We don't sell products or manage your investments, so our advice is solely focused on what's best for you.
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Educational: Instead of just doing things for you, we teach you how to manage your money. This means you're learning with every session.
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Your Call: You have complete control over your financial decisions. Use our advice however you see fit, or take it to another professional for action.
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Economical Over Time: Over years, paying for hours can be less than the traditional percentage fees, especially if your investments grow.
This model isn't for everyone, but if you want a clear, empowering approach to financial planning where you're in the driver's seat, this could be the way to go. If you're interested or have questions, feel free to schedule a free 15-minute intro call!
How much could you save?
For illustration purposes only. Past performance does not guarantee future results.
You can view the spreadsheet used here.
Assumptions:
- Starting portfolio balance of $1M
- 6% growth rate before advisor fees
- AUM fee stays at 1% for the 30 years
- Flat fee starts at $10k/yr and grows by 3% every year
- Hourly rate starts at $350/hr and grows by 3% every year (this is an aggressive increase that we don't plan on doing)
- Assumption: First year is a 40 hour plan, every 5 years is a 30 hour plan, and all other years in between client purchases 5 hours of advice for maintenance.
- Mutual Fund/ETF/Robo Advisor/Custodian Fees are not taken into account
OUR PROCESS
ENGAGE
Set up a 15-minute call to discuss your goals and see if we're a good fit. No sales. No pressure.
DISCOVER
If we're a good fit, we'll learn about your goals and gather your financial details through our secure portal.
PLAN
We'll analyze your data and design a tailored plan, using tools to improve Mindset, Wealth, and Health.
DELIVER & SUPPORT
We'll present your plan to help you visualize your future. Need more help? We're here as life evolves.
